基本养老保险缴费基数有哪些类别

基本养老保险是我们每个人都应该处理的保险。因为养老问题已成为每个人都应该面对的问题。让我们来看看基本的养老保险缴费基数是什么?

基本养老保险缴纳基数

与社会平均月薪相比,如果你的工资收入高于社会的平均月薪,则缴费基数是按社会平均月薪的三倍计算的。以上部分不作为缴费基数计算;如果你的工资收入很低在月平均工资为60%的情况下,缴费基数按社会平均月工资的60%计算。

例如,当地社会的平均月薪是1500元:

你的工资是1200元,养老保险的支付基数是1200元。根据8%的比例,你应该支付96元;

2.如果你的工资是5000元,养老保险的支付基数是4500元,以上500元不算作基数,按8%的比例,你应该支付360元;

3.如果你的工资是800元,低于社会平均月工资的60%,那么根据1500元的60%,你的养老保险基数计算在900元。根据8%的比例,你应该支付。 72元;

招商银行保险提醒,将来,您的退休金将根据当时的平均月薪计算*您的付款期限* 1%+您的总付款额/120(具体来说,该地区有不同的规定)/p>

养老保险类别有哪些

1.城镇职工基本养老保险(就业保险)

支付比例:公司为20%,员工为8%

账户管理:社会协调和个人账户

Conditions for obtaining: The employees of the enterprise have reached the statutory retirement age (60 years for male employees, 55 years for female cadres, 50 years for female workers), and if the individual pays 15 years, they can receive basic pensions on a monthly basis after retirement.

Coverage: As of the end of 2011, the number of people insured in China was 280 million.

2. New rural social endowment insurance

Implementation time: Pilot in 2009, full coverage by 2020

Insured scope: Rural residents who have reached the age of 16 (excluding students) and who have not participated in the basic endowment insurance for urban employees may voluntarily participate in the household registration.

Payment method: The new rural insurance fund consists of individual contributions, collective subsidies, and government subsidies.

Conditions for receiving: Older rural residents who are 60 years of age or older and do not enjoy basic pension insurance for urban workers can receive pensions on a monthly basis.

Coverage: As of the end of 2011, a total of 358 million people in China participated in the new rural insurance.

3. Urban Residents' Social Endowment Insurance

Implementation time: Pilot in July 2011, full coverage in 2012.

Insured coverage: Urban non-employed residents who are 16 years of age or older (excluding students) and who do not meet the basic pension insurance requirements of employees can voluntarily participate in the household registration.

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