China Merchants Bank Insurance reminds that under normal circumstances, the same insurance amount will be insured. The younger the insured is, the cheaper the premium will be, and the accidental injury will be hard to prevent. Therefore, the sooner the insurance is safe for the child, the more the current children's insurance products are. The child can be insured after 30 days or 90 days of birth.
However, it should be noted that children's insurance cannot be over-insurance, otherwise the excess will not be able to obtain claims. At present, the insurance regulatory agency stipulates that the risk protection for children's accident insurance is up to 100,000 yuan. That is to say, if parents want to get all-round insurance protection for their children, they will not hesitate to spend a lot of money to purchase multiple products of different companies. The portion of 10,000 yuan is considered invalid.
The purchase of short-term accident insurance for children is one thing many parents will do. Although our parents do not want their children to have accidents, but the accidents are beyond control. It is better to prepare an accident insurance in advance.xx